RESIDENTIAL PROPERTY TYPES

Single-Family Home (SFR)

What it is:

A standalone residential property designed for one family, typically with its own land parcel.

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Multi-Family (2–4 Units)

What it is:

A residential building with 2–4 separate living units (duplex, triplex, fourplex).

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Condominium

What it is:

An individually owned unit within a multi-unit complex with shared common areas.

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Townhouse

What it is:

A multi-story home attached to adjacent properties, sharing one or more walls but with individual ownership.

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Vacation / Short-Term Rental Property (Airbnb)

What it is:

Residential property used primarily for short-term stays or vacation rentals.

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Mixed-Use Property

What it is:

A property combining residential and commercial units (e.g., apartments over retail).

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Office Building

What it is:

Property used for professional or business offices, either multi-tenant or owner-occupied.

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Retail Property

What it is:

Buildings or spaces used for retail operations like shops, restaurants, or stores.

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Industrial / Warehouse

What it is:

Property used for manufacturing, storage, or distribution.

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Land (Vacant or Development Site)

What it is:

Unimproved property, either raw land or zoned for future development.

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Construction / Development Project

What it is:

Financing for building new residential, multifamily, or commercial structures.

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Hospitality / Hotel / Motel

What it is:

Property used for short-term lodging and hospitality services.

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Special Use Property

What it is:

Unique-purpose real estate such as gas stations, churches, self-storage, or schools.

Documentation Needed:

Available Loans:

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